August 11, 2025

Ask Jonathan Breeden Anything: Legal Issues for Unmarried Couples

Transcription

Jonathan Breeden: [00:00:00] On this week’s episode of The Best of Johnston County Podcast, we have a special edition e episode that we like to call Ask Jonathan Anything.

And in this episode, our social media coordinator, Raena Burch, asked me, Jonathan Breeden about the legal rights of unmarried couples. When they separate, we talk about their rights to property, we talk about their rights to houses. We talk a little bit about. What happens in a custody situation and child support when an unmarried couple separates?

And we also talk about why you should have a cohabitation agreement if you’re gonna be living together out of wedlock and you’re gonna be having any kind of significant assets whatsoever. So it would determine what happens if and when you were to separate in the future. So if you’ve been in a situation where you’ve been living together.

With somebody out of wedlock or you know, somebody that is, I think you will find this episode educational and entertaining as we had a good time recording it, so listen in.

Welcome to another episode of Best of Johnston County, brought to you [00:01:00] by Breeden Law Office. Our host, Jonathan Breeden, an experienced family lawyer with a deep connection to the community, is ready to take you on a journey through the area that he has called home for over 20 years. Whether it’s a deep dive into the love locals have for the county or unraveling the complexities of family law, Best of Johnston County presents an authentic slice of this unique community.

 

Jonathan Breeden: Hello and welcome to another edition of The Best of Johnston County Podcast. I’m your host, Jonathan Breeden. And on today’s episode, we’re gonna have a special edition episode that we call Ask Jonathan Anything where our social media coordinator, Raena Burch, you’re gonna ask me Jonathan Breeden questions about the legal rights of unmarried couples.

But before we do that, I would like to ask you to like, follow and subscribe to this podcast wherever you’re hearing it, whether it be on apple, iTunes, Spotify, LinkedIn, TikTok, Instagram, or any of the other social media channels of The Best of Johnston County Podcast. The Best of Johnston County Podcast comes [00:02:00] out every single Monday and has now for almost two years.

So go back and listen to some of our previous episodes with lots of interesting community members, including County Commissioner Butch Lawter, the County Parks Rec Director, Adrian O’Neal. Now Congressman Brad Knott. We’ve had a lot of interesting people, and if you love Johnston County as much as I do, this is the podcast for you.

And on most episodes, I, Jonathan Breeden interview interesting community members. But every once in a while we do one of these special different episodes where I, I answer questions that we get here about family law, which is what we do here at the Breeden office. Welcome Raena.

Raena Burch: Hi, how are you doing?

Jonathan Breeden: I’m doing good. Doing good.

Raena Burch: This all right.

Jonathan Breeden: This will be interesting. Could be we could do 10 episodes on this.

Raena Burch: I’m sorry.

Jonathan Breeden: So we probably will, as podcasts have to keep coming out every week.

Raena Burch: Yes. Right. So most of the podcast episodes that we’ve done before this, we’ve talked about obviously divorces, married couples, property separation and all of that.

But as we all know, marriage isn’t. What it used to [00:03:00] be. It’s not required so much anymore. So there’s a lot of couples out there who live together and never actually get married.

Jonathan Breeden: That is true.

Raena Burch: So first question is what legal rights do unmarried couples have when they separate?

Jonathan Breeden: Well, they have the legal rights to what they own.

Raena Burch: Okay.

Jonathan Breeden: And that’s about it. In North Carolina. North Carolina does not recognize common law marriage. Some states, if you live together and hold yourself out as a married couple for seven years, you are then considered married. I think they have that in South Carolina. I think they have that in Colorado.

We do not have common law marriage in North Carolina. The only way to be married in North Carolina is to actually go get a marriage license at your county register deed’s office, get married in front of a minister, or justice of peace or somebody like that with vows.

Raena Burch: Mm-hmm.

Jonathan Breeden: And with a couple witnesses, right?

Raena Burch: Yep.

Jonathan Breeden: I mean, you know, and you get married, go to courthouse, get married tomorrow.

Raena Burch: Very traditional. Yes. Right.

Jonathan Breeden: So, but no they have the rights [00:04:00] to what they own. So their clothing, their property, if they bought a couch, if they bought a bed that kind of stuff. If they are on the deed to the house

Raena Burch: mm-hmm

Jonathan Breeden: and they, and they both are on the deed, then they’re a half owner of the house they live in.

Raena Burch: Yep.

Jonathan Breeden: You know, so the main thing is. The marital laws and the sort of community property

Raena Burch: mm-hmm

Jonathan Breeden: of everything that the marriage a masses belongs to both of you, regardless of the title, regardless of how it’s titled

Raena Burch: mm-hmm

Jonathan Breeden: does not apply in an unmarried situation.

Raena Burch: Got it.

Jonathan Breeden: Okay. So if you and I are married and you own a car in your name, I’m half owner of that car. If you bought that car during the marriage, because you got it during the marriage.

Raena Burch: Yes.

Jonathan Breeden: Even though it’s titled in your name solely.

Raena Burch: Mm-hmm.

Jonathan Breeden: In a situation where they’re not married, it’s all about title. It’s no different than you and I own it, and we’re just friends and I have been friends for a couple years, or you and I are making an [00:05:00] investment somewhere.

Raena Burch: Yep.

Jonathan Breeden: In a piece of property or whatever we are, you know, if we’re both on the deed, we’re joint tenants.

Raena Burch: Got it.

Jonathan Breeden: And then there’s, you know, we could talk about real property law and stuff like that, but the trick is if you’re both on the deed to the house.

One side cannot go and evict the other side. There is no lease. And even if only one person’s name is on the deed of the house, if the boyfriend or the girlfriend are living there and there is not a lease, and you break up and they won’t leave. You can’t really go evict them with a magistrate because there was no lease.

Raena Burch: Mm-hmm.

Jonathan Breeden: For them to be there.

Raena Burch: Yeah. For them to break.

Jonathan Breeden: For them to break.

Raena Burch: Yeah.

Jonathan Breeden: So, you know, and if you don’t have domestic violence, domestic violence, protective orders and all that, but it is a unique situation that you run into in these situations. And you know, if your joint tenants and you’re both on the deed, you know, and you don’t agree to sell it, [00:06:00] then the joint tenants only option.

Would be to try to force a partition by the clerk of court where you would file a partition to partition with the clerk of court and the county where the property’s located and the county clerk court would send somebody out to see if the property could be equally divided. If it’s a house, it cannot be no, and if they cannot equally divide it, then the clerk of court will order the house sold on the courthouse steps.

Literally they do it every day when I’m at the courthouse.

Raena Burch: Oh, wow.

Jonathan Breeden: They’re always selling houses.

Raena Burch: Who knew?

Jonathan Breeden: Right. And they’re like, they’re taking bids. Just like,

Raena Burch: like an auction?

Jonathan Breeden: Like an auction. That’s exactly right.

Raena Burch: Wow.

Jonathan Breeden: So now not every house gets bid on because you can only buy the house if you can pay off the lien holder.

So you gotta bid more than the mortgage.

Oh, okay.

Raena Burch: Ooh

Jonathan Breeden: In order to get it. ’cause you can’t get a clear title otherwise.

Raena Burch: Yeah.

Jonathan Breeden: So,

Raena Burch: and is it, is it like sight unseen? Like you don’t know, sometimes you don’t know what you’re buying, that

Jonathan Breeden: you, [00:07:00] sometimes you don’t know.

Raena Burch: Oh wow.

Jonathan Breeden: Yeah. So you can look it up, you can drive by it. Let’s see what permits got pulled. You know, some smart buyers go knock on the door and ask people, they can look around and they’ll let ’em. Yeah. So, I mean, there’s different things about that but you do not have rights and anything basically long and short if you’re unmarried. You don’t have rights in anything that your name is not on.

Raena Burch: Got it.

Jonathan Breeden: And so, you need to keep that in mind. And you know, and I, right. And I don’t care if you’ve spent $5,000 of your money putting in a new floor in his house. That’s his house.

Raena Burch: Yeah. You’re not getting that back, right.

Jonathan Breeden: If your name’s not on that title. Yeah.

Raena Burch: So, would you recommend everybody, no matter how long they’ve been in a relationship, keep receipts, keep your receipts of like the couches and the.

Jonathan Breeden: I you, I mean, probably not a bad idea, you know, if you’re interested in the furniture and being able to take it. And most couples when they’re, they’re living together. They know who bought what and now sometimes they co-mingle their [00:08:00] money. You know, and they share responsibility. And so you, that gets a little more confusing.

But you can’t just go to domestic court and have the court divide up the couch in the refrigerator and the washer and dryer. I mean, you’d end up probably having to go to a magistrate and claim, you know, file a claim for failure to return property. Where you would’ve to convince the magistrate that this property was yours and now the other side will not give it to you.

Raena Burch: Okay. Okay. So yeah, like you said, only domestic court applies to married couples.

Jonathan Breeden: When it comes to dividing property.

Raena Burch: When it comes to dividing properties.

Jonathan Breeden: One of the other big things is you’re not entitled to alimony or post separation support when you’ve only been living together. And so I can’t tell you how many times somebody has come into this office.

Over the 25 years I’ve been doing this, and they lived together 5, 10, 15, 20 years. And the woman in the relationship has never worked. She has stayed home. She has raised kids. She is there. She is 100% dependent on [00:09:00] her boyfriend.

Raena Burch: Her yeah, partner.

Jonathan Breeden: And there’s, I can’t get her any post service or alimony. If there’s children, I can get her child support.

Raena Burch: Yeah.

Jonathan Breeden: But I can’t get her any support above that. And child support’s not gonna get your bills paid?

Raena Burch: No.

Jonathan Breeden: I mean, it’s just not no, no, no. It’ll, It’ll help a little bit.

Raena Burch: Yeah.

Jonathan Breeden: But it’s not gonna, it’s not gonna get your bills paid.

Raena Burch: No.

Jonathan Breeden: And so that is you know, and that’s a unique situation as well. But you’re not married.

Raena Burch: Yeah.

Jonathan Breeden: So, I mean, you’re not entitled to, you know, that boyfriend has no legal duty to help keep you in the manner to which you became accustomed.

Raena Burch: Yeah.

Jonathan Breeden: Even though you may have been together 20 years because you were not married.

Raena Burch: Yep. There’s no legal document saying he needs to, so.

Jonathan Breeden: Right. Right.

Raena Burch: Yeah. So. You already answered this one about there’s no such thing, at least in North Carolina as for as common law marriage.

Jonathan Breeden: Correct.

Raena Burch: So what about like shared finances when they break up, like if they have a shared bank account or stuff like that?

Jonathan Breeden: Right. Well, if they have a shared bank [00:10:00] account, then they should just divide the bank account when they separate at whatever the date of separation is whatever, whatever shared accounts they have. They should just divide them in half at the time that they are separating.

Raena Burch: So equally not equitably.

Jonathan Breeden: Right, right. That’s exactly right. They should just be divided equally because you’re both owners of the account.

Raena Burch: Got it.

Jonathan Breeden: And so it’s, you can’t say that. Well, $10,000 of the 15 in that checking account belongs to me because I make more money. We’re both owners of the account.

Raena Burch: Mm-hmm.

Jonathan Breeden: Our money is co-mingled. It’s been my experience that very few couples that live together actually could be with their money.

Some do, but that is the rare occurrence. What they normally do is they decide who’s gonna pay what bill. So the man may pay the rent and the wife pays the power bill, and then the man may pay the cell phone bill and the wife may pay the cable bill.

Raena Burch: Got it.

Jonathan Breeden: You know,

Raena Burch: yeah.

Jonathan Breeden: Same thing with the trash and [00:11:00] stuff like that. That’s how most couples do it. I mean, you can do it however you want to do it but that’s what I have seen over the years, is that they are paying individual bills that belong to both of them as they go through. As for the bigger purchases, they may agree to do them together.

But again. It’s gonna be what, how it’s titled.

Raena Burch: Yeah.

Jonathan Breeden: And so, you know, I think that’s important. You know, and this is where credit comes in, right. Some people’s credit isn’t good.

Raena Burch: Yeah.

Jonathan Breeden: So all the cars are in the boyfriend’s name. And then you break up and the girl and, and those cars belong to the boyfriend. I don’t care who’s been driving them.

Raena Burch: Yeah.

Jonathan Breeden: And I don’t care if the girlfriend’s been making the payment, if the mor, if the loan on the car is in the boyfriend’s name and the boyfriend. Has the title, you know, the title’s gonna be his, I mean, that’s his car.

Raena Burch: Yeah.

Jonathan Breeden: And so, you know, now sometimes cars are upside down and that’s a good thing for girlfriend. Not Have to take that, but I’m serious like, like these are the things, but one thing you can do, [00:12:00] because I’m talking about all the problems with doing this.

Raena Burch: Yeah.

Jonathan Breeden: One thing you can do is you can do a cohabitation agreement.

Raena Burch: Okay.

Jonathan Breeden: If you’re going to live together for a long period of time, if you’re gonna co-mingle funds, if you’re gonna buy things or whatever.

Raena Burch: Mm-hmm.

Jonathan Breeden: You can do a cohabitation agreement. Which kind of acts like a prenuptial agreement.

Raena Burch: Okay.

Jonathan Breeden: If you were, you know, a prenuptial agreement agreement where you agree on how the property’s gonna be divided, if and when you ever divorce, you enter those prior to the you getting married.

Raena Burch: Yep.

Jonathan Breeden: They state what will be marital, what will be separate after you get married, and what happens in the event of divorce.

Raena Burch: Yes.

Jonathan Breeden: A cohabitation agreement.

Raena Burch: And you only get a prenuptial agreement if you’re gonna get married.

Jonathan Breeden: Right. Because a prenuptial agreement only takes effect if you get married because the consideration, IE the money, the thing that makes the contract binding is the marriage itself.

Raena Burch: Got it.

Jonathan Breeden: Yeah. In North Carolina on a prenuptial agreement. But you can do a cohabitation agreement, which hacks, you can do it before you start cohabitating or you can do it after [00:13:00] and of course after you’re married, if you want to do a property agreement, ’cause it might not work out. But you don’t wanna separate, you do a postnuptial agreement.

Raena Burch: Yes.

Jonathan Breeden: Which is basically a prenup after get married.

Raena Burch: After you get married,

Jonathan Breeden: a post-nuptial agreement. These cohabitation agreements are often more like post-nuptial agreements because we end up making them oftentimes after the people are already living together and they decided, okay, we’re gonna go buy this house. We’re gonna buy this piece of property, we’re gonna buy this timeshare.

Raena Burch: Yeah. Big, big decisions.

Jonathan Breeden: Big bigger decisions,

Raena Burch: yeah.

Jonathan Breeden: That are longer term, and in those situations you can contract as to what is going to happen to these properties, to this timeshare, to this house, to this car if you buy it together.

Raena Burch: Mm-hmm.

Jonathan Breeden: If we end up separating down the road and that can give people peace of mind as well and provide protection to both parties.

Raena Burch: Yes.

Jonathan Breeden: If they choose to do that.

Raena Burch: So, so going back to the boyfriend girlfriend car thing and credit, like you were saying, there’s some people who just don’t have great [00:14:00] credit. So the boyfriend buys the car on his credit, the title is in his name. But if the, if they have a cohabitation agreement that includes that car that says, you know, when they break up, he keeps the car that he’s driving and she keeps the car that she’s driving, even though they’re both in the boyfriend’s name.

Jonathan Breeden: Correct.

Raena Burch: That’s one way to kind of protect yourself from

Jonathan Breeden: Correct.

Raena Burch: Still being able to use the good credit.

Jonathan Breeden: Correct. Correct. Right. Protecting well and the other,

Raena Burch: protecting everybody.

Jonathan Breeden: Right. And the other thing is we can do a quote unquote separation agreement after you separate and you were living together.

Raena Burch: Okay.

Jonathan Breeden: We do those just like we do cohabitation agreements as to what we’re gonna do while you’re living together. If you break up and you don’t have an agreement, we can negotiate. It’s not really a separation agreement, ’cause we’re not the, you know, the consideration for a separation agreement is the marriage comes to an end.

Raena Burch: Yes.

Jonathan Breeden: And they’re no longer living together and they’re not gonna move forward. But we [00:15:00] can do something that looks just like a separation agreement that says what is gonna happen to these properties. And we’ve done those over the years with houses and motorcycles and all of this stuff.

How to get your property back if it’s kind of a contentious separation. So, you know, we can help you negotiate one of those as well. Now we can’t take the other party to court and sue them in domestic court.

Raena Burch: No.

Jonathan Breeden: But we can work stuff out. We can sort of threaten to go to magistrate court and start getting into, you know, a trial with the magistrate on whose property it really is. We can threaten to file a petition to partition the joint house and if it gets auctioned, whatever equity is probably gonna be gone because the person buying into the auction is gonna try to only pay. What’s owed on the mortgage.

Raena Burch: Yeah.

Jonathan Breeden: Because they’re gonna try to flip it.

Raena Burch: Yep.

Jonathan Breeden: And so there’s money that both of them would lose. I mean, so there’s a lot of different things you could do, but you can do a [00:16:00] separation agreement. Even if you weren’t married, it’s still a contract. People can contract for just about anything,

Raena Burch: Yes.

Jonathan Breeden: Raena. And so we can come up a contract is what’s gonna happen. This property, these animals, oh, that’s often commons.

Raena Burch: That’s a big deal,

Jonathan Breeden: right? Dogs.

Raena Burch: Mm-hmm.

Jonathan Breeden: Who’s gonna get the dog? Who’s gonna get the cat?

Raena Burch: Yep.

Jonathan Breeden: Stuff like that. So you do have options, even if you don’t have a collaboration agreement. Even if you don’t do these things, even when you’re separate, we can still try to work something out and get everybody on the same page.

Raena Burch: Okay.

Have family law questions? Need guidance to navigate legal challenges? The compassionate team at Breeden Law Office is here to help. Visit us at www. breedenfirm. com for practical advice, resources, or to book a consultation. Remember, when life gets messy, you don’t have to face it alone.

Raena Burch: And you’ve said, you know, magistrate and Magistrate Court a couple of times in layman’s terms. Is that Small claims court?

Jonathan Breeden: That’s small claims court, correct? Correct.

Raena Burch: So just for people watching, most people know the term small claims,

Jonathan Breeden: correct? Correct.

Raena Burch: I just wanted to [00:17:00] make sure they knew that was the same thing.

Jonathan Breeden: Right. Right. Yeah. Small claims court is, is where and the claim ends up being failure to return property.

Raena Burch: Yeah.

Jonathan Breeden: Where you’re saying, I own this property and this person will not return it.

Raena Burch: Yes.

Jonathan Breeden: And then you have to prove to the magistrate that you do own it and that they are unlawfully withholding it.

Raena Burch: Yes.

Jonathan Breeden: And in small claims court.

Raena Burch: Got it. Okay. And last question, and I know this is a big question and we might need to do a whole new episode on or whole nother episode on it, but if unmarried couples have children together. How does that affect custody and child support?

Jonathan Breeden: It has really no effect on custody and child support.

Raena Burch: Okay.

Jonathan Breeden: You know, I don’t know what percentage of kids are born outside of wedlock.

Raena Burch: Mm-hmm.

Jonathan Breeden: But it’s close to half.

Raena Burch: It’s a lot.

Jonathan Breeden: Yeah. You know what I mean? It could be more than half, I’m not sure.

Raena Burch: Yeah.

Jonathan Breeden: But it’s a substantial number.

Raena Burch: Yes.

Jonathan Breeden: Let’s put it that way. Depending on where you are in the country, it moves around, but it really has no effect on custody or child [00:18:00] support. Custody is designed to determine what is in the best interest of the child. And child support is determined as to what is needed to support that child. If you have a child, married or not, you have a legal obligation to support that child

Raena Burch: mm-hmm

Jonathan Breeden: till they’re 18 years old or outta high school.

Raena Burch: Yep.

Jonathan Breeden: And, or a couple other things, maybe go longer, but as a general rule, that’s for most people.

Raena Burch: Yes.

Jonathan Breeden: But if you’re not on the birth certificate. That’s a big deal.

Raena Burch: Okay.

Jonathan Breeden: And so,

Raena Burch: so how does that, how’s that work?

Jonathan Breeden: So, so some unmarried people have children and the, well, the father is not on the birth certific.

Raena Burch: I was gonna say, can’t be the mom.

Jonathan Breeden: No. Can’t be the mother. No, father. Father not on the birth certificate, right. And so if you’re in that situation and you’re separating and you’re not on the birth certificate, you know you’re gonna need to file an action with the court to say. You know, you can file a paternity action or a legitimation action, both of which will allow you to establish legal rights to that child.

Both of them. If the bomb won’t just [00:19:00] consent, lead to a DNA test.

Raena Burch: Yep.

Jonathan Breeden: And then the court or the clerk, the legitimation in front of the clerk, paternity is in front of a judge. They kind of do the same thing. It’s, they’re a little different. We don’t have time to get into the differences today, but they will recognize you as that child’s legal father and grant you all the legal rights that comes with a father that would be on a birth certificate and in some of the situations, well, actually in an order that you get placed on the birth certificate, even if the mother disagrees.

Raena Burch: Okay.

Jonathan Breeden: If you’re not on the birth certificate and you’re not married, that’s a problem.

Raena Burch: Yeah.

Jonathan Breeden: And your rights, they’re not none, but they’re extremely limited.

Raena Burch: Yeah.

Jonathan Breeden: If the mother is hell bent that you’re not going to be involved. See the child that, you know, this, that, those types of things.

Raena Burch: Yeah.

Jonathan Breeden: But if the mother wants to get child support from you, then they’re gonna have to establish paternity.

Raena Burch: Yes.

Jonathan Breeden: And determine that you are the father of the child. And then that is gonna then convey to you some parental [00:20:00] rights Now. You’re gonna have to, if you’re not getting along with that parent, you’re gonna have to file a custody action. Go to custody court, get visitation, get full custody of the child, whatever you need to do.

Raena Burch: Yes, because child support court and custody court to court.

Jonathan Breeden: Two different things, right?

Raena Burch: Two different things.

Jonathan Breeden: Child support court, custody court, two different things. Just ’cause you’re paying child support doesn’t grant you any custody.

Raena Burch: Right.

Jonathan Breeden: And just goes, you have. Custody doesn’t

Raena Burch: mean you have to pay child support,

Jonathan Breeden: it doesn’t mean you have to pay child support. Right. So they are, they’re completely separate and you don’t have to have custody of a child to obtain child support. You could be anybody who has a child in North Carolina. In their custody that’s living with them, whether they have custody or not. Neighbors, family, friends.

Raena Burch: Oh wow.

Jonathan Breeden: Friends of friends, parents. Anybody who has a child in North Carolina can go and ask for child support and say, this child is residing with me. I’m providing care, shelter and food for this child. I need child support. And the parents would have to pay that person child support.

Raena Burch: Oh, okay.

Jonathan Breeden: So those are other episodes.

Raena Burch: I did not know that.

Jonathan Breeden: Yeah, we’ve talked about it on the previous episodes. But these are things that you run into in, unmarried situations [00:21:00] all the time. And if you have some thought that you’re not the father of the child.

Raena Burch: That was gonna be my next question.

Jonathan Breeden: The time to do it is at separation. Go ahead. If you’re not on the birth certificate, maybe file your own paternity action to see if you can find out. You know what I mean? If, If child support is filed a paternity action against you because they want you to pay child support, you need to ask for a paternity test before the court orders you to pay child support, because in that order, they’re gonna establish you as the father and they’re gonna find you to be the father.

Raena Burch: Yep.

Jonathan Breeden: And you’re gonna owe this child support. So if there’s any questions as to whether you are the father or not. You need to ask for that paternity test as soon as child support enforcement contacts you, or as soon as you separate, if you have any questions about it moving forward because once you’re found to be the father, by the court, it’s going to be hard and you know, look granted people sign birth certificates and they’re not the fathers too.

Raena Burch: I was gonna ask about that.

Jonathan Breeden: Right. And we’ll probably at some point in the future do an episode on that. But you can get off that birth certificate if the child’s not yours as well.

Raena Burch: Okay.

Jonathan Breeden: [00:22:00] If, If you file this, you not to

Raena Burch: it’s a process

Jonathan Breeden: that’s just in the last 10 or 12 years when I start practicing law. You a birth certificate, you were stuck. Now you can file a motion with the court and say, based on. Some sort of fraud. You’re misled to believe that you were the father of the child, and you can ask the court to have paternity, DNA testing to determine whether you are the father. And if you’re not the father, they will remove you from the birth certificate.

And that really is in the last 15 years.

Raena Burch: Oh, wow.

Jonathan Breeden: And so, and we’ve done those cases too. So, so, you know, there’s, there’s different ways to go about doing it, but yeah. But, But just. You know, I know I started by saying, you don’t have any rights as a married couple. You don’t have marital rights, but you still have all the regular legal rights as an adult.

Raena Burch: Yeah.

Jonathan Breeden: Who owns property? Who would be the parent of a child that you would have otherwise?

Raena Burch: Yeah.

Jonathan Breeden: The court just isn’t gonna divide the property and the court is not going to award alimony or post separation support for you to help you pay your bills. ’cause you can’t pay your bills on your own because you make, [00:23:00] you don’t make enough money.

Raena Burch: Yeah.

Jonathan Breeden: But everything else. You know, custody, child support, that all is basically the same. The court doesn’t really care whether you’re married or not. I mean, you know, they’re just gonna do what they think is best for the child.

Raena Burch: Gotcha. And the property, like you said, the property division is a little bit different, takes place in a different court, but you still have rights to your property.

Jonathan Breeden: Right. If you could prove that it is your property and that when things get co-mingled can be different. I would encourage anybody listening to this, if you are living in a long-term relationship. And you’re not planning on getting married, you should get a cohabitation agreement.

Raena Burch: Yep. I agree.

Jonathan Breeden: That says what we’re going to do and how we’re gonna do it. And that just protects everybody. I’m not saying you got, like, it is very, very important because I’ve seen so many people be financially ruined coming out of these long-term relationships where they dated, lived together for 5, 10, 15, 20, 25 years. And oftentimes nothing is in the female’s name. [00:24:00] The female often earns less money.

Raena Burch: Yeah.

Jonathan Breeden: And they are often don’t have the power in the relationship.

Raena Burch: No.

Jonathan Breeden: And they come out of these things and they might have a car.

Raena Burch: Yeah.

Jonathan Breeden: Right. They might have a car and that’s it.

Raena Burch: Yeah.

Jonathan Breeden: And and I do what I can, but, you know, you’re limited.

Raena Burch: It’s limited,

Jonathan Breeden: but right, but it’s tough to look at a oftentimes a woman, I’ve seen it happen to a couple men, but oftentimes it’s a woman in her early fifties and say, you have nothing.

Raena Burch: You helped build this life.

Jonathan Breeden: You helped build this life. You lived in that house.

Raena Burch: Now you have nothing.

Jonathan Breeden: You allowed him to help him pay that mortgage, and you added the fence and all that stuff, but your name’s not on the house and you have nothing.

Raena Burch: That’s, yeah, that’s terrible.

Jonathan Breeden: And so that is. That’s that, that’s important. Perfect. Right, right. And so, you know, and if you’ve gotten, and if you’re, and look, and if it’s a second marriage and you’re moving into his house that him and his wife has, make sure he add your name to the deed.

Raena Burch: [00:25:00] Yes.

Jonathan Breeden: And you know, I know we’re talking about unmarried couples, but if you’re a married couple and you’re living in a house and your name’s on the deed, you need to get your name added to the deed so that that is your house

Raena Burch: marital property now

Jonathan Breeden: that, right marital property, your house, your title to equity, that kind of stuff.

Raena Burch: Yeah.

Jonathan Breeden: And I know that’s important.

Raena Burch: I know that like obviously. Working in family law and talking to people. Things like prenuptial agreements and what cohabitation agreements. There’s a stigma. There’s a stigma, right? Like, oh it’s, it’s bad luck.

Or, oh, you’re thinking about getting divorced. We are not even married yet. Or you think about breaking up, we’re still together. It’s not bad. There’s nothing bad about it because if, if you don’t get divorced and you don’t break up, then it doesn’t matter. It’s, It’s completely irrelevant. But if you do, that’s, it’s there to protect everybody.

Jonathan Breeden: Correct. Correct. It. It absolutely is. It absolutely is. And And that’s why I think, I think they’re important to have, particularly if you’re gonna be making. This is a long-term cohabitation [00:26:00] relationship. And you’re gonna be making, what would be long-term financial decisions, like buying a house, paying a house off, buying rental property, buying land, building a house at the beach.

Raena Burch: Yeah.

Jonathan Breeden: All of these things that help build wealth.

Raena Burch: Yeah.

Jonathan Breeden: You know, because they’re good investments and you can use ’em and all that stuff. If you’re gonna be doing anything like that. As a non-married couple, you absolutely need a cohabitation agreement.

Raena Burch: I agree. I think they should definitely be more standard than they are.

Jonathan Breeden: Correct, correct. 100%. So anyway. Well, we’d like to thank Rayna Bur for coming on and asking that these questions about the legal rights of unmarried people when they separate. If you have any questions about what we you heard here today or your unique situation, feel free to reach out to us here at the Breeden Law Office at 9 1 9 6 6 1 4 9 7 0.

We’d be glad to get you in, sit down and talk to you about what your rights are or are not in a situation. Where you may be coming out of a [00:27:00] relationship or thinking about coming outta a relationship where you have not been married, but there is property and assets involved. As we do at the end of every episode, we’d like to ask you to like, follow and subscribe to this podcast wherever you’re seeing, whether it be on Apple Spotify, YouTube, LinkedIn, TikTok, or Instagram.

We also would like to ask you to tag The Best of Johnston County Podcast in your Instagram story so we can raise our profile so more people will know about The Best of Johnston County Podcast. The Best of Johnston County Podcast comes out every single Monday, so be listening back next Monday for another great guest that will tell you what they love about Johnston County and what makes Johnston County such a special place to live.

Until next time, I’m your host, Jonathan Breeden.

That’s the end of today’s episode of Best of Johnston County, a show brought to you by the trusted team at Breeden Law Office. We thank you for joining us today and we look forward to sharing more interesting facets of this community next week. Every story, every viewpoint adds another thread to the rich tapestry of Johnston County.[00:28:00]

If the legal aspects highlighted raised some questions, help is just around the corner at www. breedenfirm. com.

Over the years, I’ve worked with a lot of people who’ve spent five, ten, even twenty years building a life with someone—sharing a home, raising children, combining finances—without ever getting legally married. And when those relationships end, they often come into my office shocked by what the law doesn’t do to protect them.

That’s why I decided to dedicate a full episode of The Best of Johnston County Podcast to answering some of the most common questions we get at my firm about unmarried couples and their legal rights when they separate. In this special “Ask Jonathan Anything” edition, I sat down with our social media coordinator, Raena Burch, to walk through the real legal landscape of breakups outside of marriage—and how to protect yourself if you’re in that situation.

If you’ve ever lived with someone without being married—or you know someone who has—this is for you.

💔 If You’re Not Married, Property Law Doesn’t Protect You

Let me be clear: North Carolina does not recognize common law marriage. I don’t care if you’ve lived together 25 years and raised a family—unless you’ve gone down to the courthouse, gotten a marriage license, and said vows, the state doesn’t consider you married. Period.

That means you don’t get access to the laws that protect married couples when they split up. There’s no equitable distribution, no post-separation support, and no alimony. What you do have is the right to keep whatever property is legally in your name.

So if the house is in your partner’s name—even if you helped pay the mortgage—it’s not your house. If your name isn’t on the car title—even if you made all the payments—it’s not your car. I’ve seen people walk away from 20-year relationships with nothing but a few pieces of furniture. It’s heartbreaking, but it’s also the law.

🚪 Evictions Get Complicated Without a Lease

One of the first issues that comes up when couples break up is: “How do I get them out of the house?”

If both of you are on the deed, neither of you can kick the other out. But even if only one of you owns the home, you can’t go to a magistrate and evict someone without a formal lease in place. That’s a problem I see often, especially when couples live together without thinking through the legal side of things.

🧾 No Domestic Court = No Help Dividing the Stuff

Unlike married couples, you don’t get to go to domestic court to divide property if you weren’t legally married. That means if you’re arguing over who gets the couch or the washer and dryer, your only legal recourse is small claims court—technically called magistrate court.

You’d have to file a claim for “failure to return property,” and then convince the magistrate that it’s yours. Receipts help, but honestly, these cases get messy. And expensive.

🏚️ Co-Own a House? Watch Out for Partition Court

If both your names are on the deed to a house and you can’t agree on what to do with it, your only option might be a partition action. That’s where the clerk of court steps in to decide if the property can be split.

Spoiler alert: if it’s a single-family home, it can’t.

When that happens, the clerk can order the house sold at public auction—right there on the courthouse steps. And here’s the kicker: most buyers will only bid enough to cover the mortgage, because that’s how they make money flipping the property. I’ve watched people lose all their equity in a home they helped pay for because they didn’t know how this works.

💸 No Alimony. No Support. No Safety Net.

This is the part that really hurts. If you’re not legally married, you are not entitled to alimony or post-separation support. I’ve had women sit in my office—women who stayed home, raised kids, supported their partner, gave up their careers—and there’s just nothing I can do. No matter how long the relationship lasted, if they weren’t married, there’s no legal duty for the other person to help them.

Sure, we can get child support if there are kids involved. But child support alone isn’t going to cover the rent, the power bill, the groceries, and everything else it takes to stay afloat.

📝 Cohabitation Agreements Are a Lifesaver

There is one way to protect yourself: get a cohabitation agreement.

It works a lot like a prenup, but for couples who don’t plan on getting married. In it, you can spell out exactly who owns what, how property will be divided if you split up, and even what happens to pets, cars, or shared bank accounts.

You can do one before you move in together—or even after you’ve been living together for years. If you’ve already broken up, we can still help you negotiate a post-separation agreement to divide the property fairly. It won’t be handled in domestic court, but it’s still a legally binding contract.

I’ve created these kinds of agreements for everything from houses to timeshares to motorcycles to dogs.

🐾 Yes, Even the Dog Counts

Speaking of dogs—yes, this comes up all the time.

When you’re not married, pets are legally treated like property. That means the dog, the cat, the iguana—whatever it is—gets included in property division just like the furniture. And if there’s a dispute, it’s going to come down to who can prove ownership.

👶 Unmarried Parents: Don’t Skip This Section

When it comes to custody and child support, the law treats unmarried parents the same as married ones—at least on paper. But if you’re the father and your name is not on the birth certificate, you have very few rights until you take legal action.

If that’s your situation, you’ll need to file a paternity or legitimation action to establish your rights to your child. That often involves a DNA test, and once paternity is confirmed, the court can grant you custody, visitation, and the right to be added to the birth certificate.

Keep in mind:

  • Paying child support does NOT mean you have custody
  • Having custody does NOT mean you won’t owe child support

They’re separate cases, handled in different courts.

And if there’s ever a question about whether you’re actually the father, you need to get that DNA test immediately—before the court finds you legally responsible. Once that happens, it’s very hard to reverse.

⚠️ I’ve Seen This Too Many Times

I’ve been practicing family law for over 25 years. I’ve seen people walk away from decades-long relationships with nothing, especially women who put their trust in the idea that love and loyalty would be enough.

But the law doesn’t care how long you lived together or what sacrifices you made. If your name isn’t on the deed, the title, the account, or the pet records, you could lose it all.

That’s why I say it again and again: get a cohabitation agreement.

It’s not bad luck. It’s just smart.

If you’re in a long-term relationship without plans to marry, or you’re separating from a partner you’ve lived with for years, I’d encourage you to sit down with someone who can walk you through your rights.

We’re always here to help.

👉 Visit us at www.breedenfirm.com or call (919) 661-4970 to schedule a consultation.

🎧 Listen to the full episode of “Ask Jonathan Anything: What Happens When You’re Not Married” wherever you get your podcasts.

We release new episodes of The Best of Johnston County Podcast every Monday—featuring stories, interviews, and legal advice for the people who call this place home.

AND MORE TOPICS COVERED IN THE FULL INTERVIEW!!! You can check that out and subscribe to YouTube.

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